Finance Company / NBFC Registration
Finance Company / NBFC Registration is one of the most preferred business registration options for organizations engaged in providing financial services such as loans, advances, asset financing, investment activities, leasing, and other financial solutions. Registered under the Companies Act, 2013 and regulated by the Reserve Bank of India (RBI) , a Non-Banking Financial Company (NBFC) offers a separate legal identity , limited liability protection , and enhanced credibility while operating in the financial sector.
At IndianSalahkar, we provide end-to-end Finance Company / NBFC Registration services across India. Our experienced professionals assist you throughout the registration process—from company incorporation, Digital Signature Certificate (DSC), Director Identification Number (DIN), RBI application, documentation, compliance, and regulatory approvals to post-registration compliance support. We ensure a smooth, transparent, and hassle-free registration experience.
Who Needs Finance Company / NBFC Registration?
Finance Company / NBFC Registration is ideal for:
- Financial Service Providers
- Loan & Credit Companies
- Investment Companies
- Asset Finance Companies
- Micro Finance Institutions
- Leasing & Hire Purchase Companies
- FinTech Startups
- Housing Finance Businesses
Time Required
The registration process is generally completed within 90 to 180 working days, depending on:
Build Your Business with Confidence
Register your Finance Company / NBFC with IndianSalahkar and establish your business with a legally recognized financial institution. Our experts ensure a seamless registration process while helping you meet all legal and regulatory requirements. From company incorporation to RBI approval and post-registration compliance, we provide comprehensive support so you can focus on growing your financial business with confidence.
How we get it done
- Choose a servicePick what you need or ask us to suggest the right structure.
- Share your detailsFill the enquiry form or message us on WhatsApp.
- Expert call-backOur executive calls you to confirm scope and fees.
- Send documentsShare the checklist documents online — no office visit needed.
- Get it doneWe file, follow up and deliver your certificate.
Frequently asked questions
What is a Non-Banking Financial Company (NBFC)?
A Non-Banking Financial Company (NBFC) is a company registered under the Companies Act, 1956 engaged in the business of loans and advances, acquisition of shares /stocks /bonds /debentures / securities issued by Government or local authority or other marketable securities of a like nature, leasing, hire-purchase, insurance business, chit business but does not include any institution whose principal business is that of agriculture activity, industrial activity, purchase or sale of any goods (other than securities) or providing any services and sale/purchase/construction of immovable property.
What are the sources of funds for a NBFC ?
NBFCs raise their funds from different sources such as like banks, insurance companies, public deposits (only for NBFCs holding license to accept deposits from RBI), through issue of debentures, commercial papers and other inter-corporate loans.
Can NBFCs accept deposits ?
Yes if they have been granted a license reflecting their eligibility to accept deposits from public. However these deposits cannot be demand deposits
What is difference between banks & NBFCs as NBFCs are doing the business similar to banks?
NBFCs lend and make investments and hence their activities are similar to that of banks; however there are a few differences as given below; a. NBFC cannot accept demand deposits b. NBFCs do not form part of the payment and settlement system and cannot issue cheques drawn on itself, c. deposit insurance facility of Deposit Insurance and Credit Guarantee Corporation is not available to depositors of NBFCs, unlike in case of banks.
Is it necessary that every NBFC should be registered with RBI?
In terms of Section 45-IA of the RBI Act, 1934, no Non-banking Financial company can commence or carry on business of a non-banking financial institution without a) obtaining a certificate of registration from the Bank and without having a Net Owned Funds of ? 25 lacs (? Two crore since April 1999). However, in terms of the powers given to the Bank, to obviate dual regulation, certain categories of NBFCs which are regulated by other regulators are exempted from the requirement of registration with RBI viz. Venture Capital Fund/Merchant Banking companies/Stock broking companies registered with SEBI, Insurance Company holding a valid Certificate of Registration issued by IRDA, Nidhi companies as notified under Section 620A of the Companies Act, 1956, Chit companies as defined in clause (b) of Section 2 of the Chit Funds Act, 1982,Housing Finance Companies regulated by National Housing Bank, Stock Exchange or a Mutual Benefit company.
Start your Finance Company / NBFC Registration today
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