Nidhi Company
Nidhi Company Registration is one of the most preferred business registration options for organizations engaged in cultivating the habit of savings and providing financial assistance to their members. Registered under the Companies Act, 2013 , a Nidhi Company offers a separate legal identity , limited liability protection , and perpetual succession while operating for the mutual benefit of its members by accepting deposits and providing loans exclusively to them.
At IndianSalahkar, we provide end-to-end Nidhi Company Registration services across India. Our experienced professionals assist you throughout the incorporation process—from company name approval, Digital Signature Certificate (DSC), Director Identification Number (DIN), MCA incorporation filing, and PAN & TAN application to post-incorporation compliance support. We ensure a smooth, transparent, and hassle-free registration experience.
Who Needs Nidhi Company Registration?
Nidhi Company Registration is ideal for:
- Entrepreneurs Starting a Mutual Benefit Company
- Financial Service Providers
- Savings & Credit Societies
- Community-Based Financial Organizations
- Cooperative Financial Groups
- Small Finance Promoters
- Business Professionals
- Local Investment Groups
Time Required
The registration process is generally completed within 10 to 20 working days, depending on:
Build Your Business with Confidence
Register your Nidhi Company with IndianSalahkar and establish your organization with a legally recognized business structure. Our experts ensure a seamless incorporation process while helping you meet all legal and regulatory requirements. From registration to post-incorporation compliance, we provide comprehensive support so you can focus on serving your members and growing your organization with confidence.
Nidhi Company — plans & fees
All plans include expert support and no hidden cost.
Basic Plan
- Name Approval | 3Din | 7Dsc
- Authorized Capital Up to 10 Lakhs
- Including All Govt. Fees
- Incorporation Certificate | PAN |Tan | Moa | Aoa | Share Certificate
- Not Applicable
- Not Applicable
- Not Applicable
Silver Plan
- Name Approval | 3Din | 7Dsc
- Authorized Capital Up to 10 Lakhs
- Including All Govt. Fees
- Incorporation Certificate | PAN |Tan | Moa | Aoa | Share Certificate
- GST Registration
- Not Applicable
- Not Applicable
Gold Plan
- Name Approval | 3Din | 7Dsc
- Authorized Capital Up to 10 Lakhs
- Including All Govt. Fees
- Incorporation Certificate | PAN |Tan | Moa | Aoa | Share Certificate
- GST and Trademark
- 50+ Documents Format
- Not Applicable
Platinum Plan
- Name Approval | 3Din | 7Dsc
- Authorized Capital Up to 10 Lakhs
- Including All Govt. Fees
- Incorporation Certificate | PAN |Tan | Moa | Aoa | Share Certificate
- GST and Trademark
- 50+ Documents Format
- Annual Compliance | Audit
How we get it done
- Choose a servicePick what you need or ask us to suggest the right structure.
- Share your detailsFill the enquiry form or message us on WhatsApp.
- Expert call-backOur executive calls you to confirm scope and fees.
- Send documentsShare the checklist documents online — no office visit needed.
- Get it doneWe file, follow up and deliver your certificate.
Frequently asked questions
How NIDHI Company is registered?
A Nidhi company is registered as a Public Limited Company. Hence, the requirements for incorporation of a Nidhi company covered a minimum of three Directors and Seven Shareholders. However, the MOA of a Nidhi company must state that the primary objective of the proposed company is to nurture and promote a habit of thriftiness and savinngs among its members, and accept deposits from or lend loans only to its members, for the mutual benefits of them
Are the deposits with the company safe and secured?
Yes, because Government of India/Ministry of Corporate Affairs/RBI has framed the laws/rules to ensure the security and safety of deposits and Nidhi companies must strictly abide by the rules and regulations framed by the Central Government.
How does Nidhi Company utilize its funds or deposits?
The Company uses the funds in lending to the Shareholder/members only as per the Nidhi company rules. Nidhi Company lending is in the shape of small loans for business and microfinance.
Whether only members can invest in Nidhi Company?
Yes, only shareholders/Members of the Nidhi Company who have a membership ID, can invest in the scheme. To be a member, you must be 18-years and above as per age proof and must be a citizen of India.
What are the restrictions and prohibitions for Nidhi Company?
1. Business Restrictions: Nidhi Companies are strictly prohibited from engaging in the following types of businesses: Business of chit fund, hire purchase finance, leasing finance, insurance or acquisition of securities issued by anybody corporate. Nidhi Companies cannot carry on any business other than the business of borrowing or lending in its own name.
2. General Restrictions :
• Nidhi Companies cannot issue any shares, debentures or any other securities by any name or in any form whatsoever.
• Nidhi Companies cannot open current account with its members. Please note, there is a restriction on current account that means you can still open savings account with the members.
• Nidhi Companies cannot issue or cause to be issued any advertisement in any form for soliciting deposit.
• Nidhi Companies cannot pay any brokerage or incentive for mobilising deposits from members or for deployment of funds or for granting loans.
How many branches can a Nidhi Company open?
A Nidhi Company can open 3 branches in its district only if it has earned profits after tax consistently during the preceding three financial years. For any additional branch, Nidhi will be first apply for approval from the Regional Director.
Start your Nidhi Company today
Share your details and get a clear timeline and all-inclusive quote from our experts.
